HUECU’s current Savings & Checking rates as of August 1, 2018.

Savings

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Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
Share Savings $5.00 0.10% 0.10% $10.00
Money Market Account $1,500.00 Over $250k = 0.85%
$100k – < $250k = 0.70%
$50k – < $100k = 0.60%
$25k – < $50k = 0.55%
$5k – < $25k= 0.50%
$1,500 – < $5k = 0.40%
< $1,500 = 0.30%
0.85%
0.70%
0.60%
0.55%
0.50%
0.40%
0.30%
$10.00
IRA Money Market n/a Over $250k = 0.85%
$100k – < $250k = 0.70%
$50k – < $100k = 0.60%
$25k – < $50k = 0.55%
$5k – < $25k= 0.50%
$1,500 – < $5k = 0.40%
< $1,500 = 0.30%
0.85%
0.70%
0.60%
0.55%
0.50%
0.40%
0.30%
$10.00

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened.

Club Savings (Fixed Term)

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Product Minimum Opening Balance Dividend Rate APY*
Holiday Club
From 11/1 to 10/31
$1.00 0.10% 0.10%
Vacation Club
From 5/1 to 4/30
$1.00 0.10% 0.10%

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Minimum daily balance of $10.00 must be maintained to earn posted APY.

Term Share Certificates

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The Crimson Elite bonus adds an additional 0.10% to the dividend rate and APY.
Product Minimum Opening Deposit Dividend Rate APY*
3 Month Regular Certificate $1,000.00 0.65% 0.65%
6 Month Regular Certificate $1,000.00 0.75% 0.75%
9 Month Regular Certificate $1,000.00 0.80% 0.80%
12 Month Regular Certificate $1,000.00 1.05% 1.05%
18 Month Regular Certificate $1,000.00 1.30% 1.30%
24 Month Regular Certificate $1,000.00 1.54% 1.55%
36 Month Regular Certificate $1,000.00 1.89% 1.90%
60 Month Regular Certificate $1,000.00 2.28% 2.30%
6 Month IRA/ROTH/ESA Certificate $1,000.00 0.75% 0.75%
12 Month IRA/ROTH/ESA Certificate $1,000.00 1.05% 1.05%
18 Month IRA/ROTH/ESA Certificate $1,000.00 1.30% 1.30%
24 Month IRA/ROTH/ESA Certificate $1,000.00 1.54% 1.55%
36 Month IRA/ROTH/ESA Certificate $1,000.00 1.89% 1.90%
60 Month IRA/ROTH/ESA Certificate $1,000.00 2.28% 2.30%

* Annual Percentage Yield. Early withdrawal penalties will be imposed, which will reduce earnings. The APY assumes principal and interest remain on deposit until maturity. Minimum daily balance of $1,000 must be maintained to earn posted APY on all certificates.

Checking

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Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
Basic Checking $5.00 n/a n/a n/a
Crimson Essentials Checking $5.00 n/a n/a n/a
Crimson Advantage Checking $5.00 n/a n/a n/a
Crimson Elite Checking $5.00 0.05% 0.05% $1,500.00

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Fees may reduce earnings

 All rates are subject to change without notice.