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Holiday Hours: All HUECU locations will be closed on Thursday, November 22nd, and Friday, November 23rd, for the Thanksgiving holiday. Thank you.

HUECU’s current Savings & Checking rates as of November 1, 2018.

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Savings

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Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
Share Savings $5.00 0.10% 0.10% $10.00
Money Market Account $1,500.00 Over $250k = 0.95%
$100k – < $250k = 0.80%
$50k – < $100k = 0.70%
$25k – < $50k = 0.65%
$5k – < $25k= 0.60%
$1,500 – < $5k = 0.50%
< $1,500 = 0.40%
0.95%
0.80%
0.70%
0.65%
0.60%
0.50%
0.40%
$10.00
IRA Money Market n/a Over $250k = 0.95%
$100k – < $250k = 0.80%
$50k – < $100k = 0.70%
$25k – < $50k = 0.65%
$5k – < $25k= 0.60%
$1,500 – < $5k = 0.50%
< $1,500 = 0.40%
0.95%
0.80%
0.70%
0.65%
0.60%
0.50%
0.40%
$10.00

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened.

Club Savings (Fixed Term)

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Product Minimum Opening Balance Dividend Rate APY*
Holiday Club
From 11/1 to 10/31
$1.00 0.10% 0.10%
Vacation Club
From 5/1 to 4/30
$1.00 0.10% 0.10%

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Minimum daily balance of $10.00 must be maintained to earn posted APY.

Term Share Certificates

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The Crimson Elite bonus adds an additional 0.10% to the dividend rate and APY.
Product Minimum Opening Deposit Dividend Rate APY*
3 Month Regular Certificate $1,000.00 0.75% 0.75%
6 Month Regular Certificate $1,000.00 0.85% 0.85%
9 Month Regular Certificate $1,000.00 0.90% 0.90%
12 Month Regular Certificate $1,000.00 1.15% 1.15%
18 Month Regular Certificate $1,000.00 1.40% 1.40%
24 Month Regular Certificate $1,000.00 1.64% 1.65%
36 Month Regular Certificate $1,000.00 1.99% 2.00%
60 Month Regular Certificate $1,000.00 2.38% 2.40%
6 Month IRA/ROTH/ESA Certificate $1,000.00 0.85% 0.85%
12 Month IRA/ROTH/ESA Certificate $1,000.00 1.15% 1.15%
18 Month IRA/ROTH/ESA Certificate $1,000.00 1.40% 1.40%
24 Month IRA/ROTH/ESA Certificate $1,000.00 1.64% 1.65%
36 Month IRA/ROTH/ESA Certificate $1,000.00 1.99% 2.00%
60 Month IRA/ROTH/ESA Certificate $1,000.00 2.23% 2.40%

* Annual Percentage Yield. Early withdrawal penalties will be imposed, which will reduce earnings. The APY assumes principal and interest remain on deposit until maturity. Minimum daily balance of $1,000 must be maintained to earn posted APY on all certificates.

Checking

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Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
Basic Checking $5.00 n/a n/a n/a
Crimson Essentials Checking $5.00 n/a n/a n/a
Crimson Advantage Checking $5.00 n/a n/a n/a
Crimson Elite Checking $5.00 0.05% 0.05% $1,500.00

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Fees may reduce earnings

 All rates are subject to change without notice.

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