Better Banking for Harvard Undergrads


Harvard Undergrads get the best financial services at their very own Credit Union. The Harvard University Credit Union’s College Life Account features:

FREE Checking

There is no monthly fee, no minimum balance, and we’ll even throw in your first order of checks.


We’ll never charge you an ATM fee, period. As for surcharges from other banks, we’ve got that covered too. Every month, you’ll automatically get your first $5 in surcharges refunded, and if you used your debit card for 12 purchases during the month, we’ll refund all of your surcharges.*  Learn more »

FREE Passes for Life’s Little Mistakes

Stuff happens. That’s why the College Life Account comes with three no-questions-asked refunds of fees you may accidentally incur.  Learn more »

FREE Incoming Wires and Inter-bank Transfers

You’ve got to get the money here somehow, so it might as well be Free.

FREE Account Access — any way you want it

You’ll get a Debit MasterCard® with Paypass™, Online Banking with Bill Pay, Telephone Banking, and eStatements. All Free. And unlike some other places, we will never charge you to go to a teller in the branch.

Join the Credit Union today! You can apply online, call 617-495-4460, or stop by our main branch conveniently located on Dunster Street (right around the corner from Au Bon Pain).


* All debit transactions must equal or exceed $5 and must be completed within calendar month to qualify. Refunds will be credited to checking account at the beginning of each month.