HUECU’s current Savings & Checking rates as of June 1, 2015.

Savings

Add an Account

Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
Share Savings $5.00 0.10% 0.10% $10.00
Money Market Account $1,500.00 Over $250k = 0.20%
$100k – < $250k = 0.20%
$50k – < $100k = 0.15%
$25k – < $50k = 0.15%
$5k – < $25k= 0.10%
$1,500 – < $5k = 0.10%
< $1,500 = 0.10%
0.20%
0.20%
0.15%
0.15%
0.10%
0.10%
0.10%
$10.00
IRA Money Market n/a Over $250k = 0.20%
$100k – < $250k = 0.20%
$50k – < $100k = 0.15%
$25k – < $50k = 0.15%
$5k – < $25k= 0.10%
$1,500 – < $5k = 0.10%
< $1,500 = 0.10%
0.20%
0.20%
0.15%
0.15%
0.10%
0.10%
0.10%
$10.00

Club Savings (Fixed Term)

Add an Account

Product Minimum Opening Balance Dividend Rate APY*
Holiday Club
From 11/1 to 10/31
$1.00 0.25% 0.25%
Vacation Club
From 5/1 to 4/30
$1.00 0.10% 0.10%

Term Share Certificates

Open a Certificate

The Crimson Elite bonus adds an additional 0.10% to the dividend rate and APY.
Product Minimum Opening Deposit Dividend Rate APY
3 Month Regular Certificate $1,000.00 0.20% 0.20%
6 Month Regular Certificate $1,000.00 0.25% 0.25%
9 Month Regular Certificate $1,000.00 0.30% 0.30%
12 Month Regular Certificate $1,000.00 0.35% 0.35%
18 Month Regular Certificate $1,000.00 0.50% 0.50%
24 Month Regular Certificate $1,000.00 0.65% 0.65%
36 Month Regular Certificate $1,000.00 0.80% 0.80%
60 Month Regular Certificate $1,000.00 1.15% 1.15%
6 Month IRA/ROTH/ESA Certificate $1,000.00 0.25% 0.25%
12 Month IRA/ROTH/ESA Certificate $1,000.00 0.35% 0.35%
18 Month IRA/ROTH/ESA Certificate $1,000.00 0.50% 0.50%
24 Month IRA/ROTH/ESA Certificate $1,000.00 0.65% 0.65%
36 Month IRA/ROTH/ESA Certificate $1,000.00 0.80% 0.80%
60 Month IRA/ROTH/ESA Certificate $1,000.00 1.15% 1.15%

* Annual Percentage Yield. Early withdrawal penalties will be imposed, which will reduce earnings. The APY assumes principal and interest remain on deposit until maturity. Minimum daily balance of $1,000 must be maintained to earn posted APY on all certificates.

Checking

Add an Account

Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
Basic Checking $5.00 n/a n/a n/a
Crimson Essentials Checking $5.00 n/a n/a n/a
Crimson Advantage Checking $5.00 n/a n/a n/a
Crimson Elite Checking $5.00 0.05% 0.05% $1,500.00

* Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Fees may reduce earnings

 All rates are subject to change without notice.