At Harvard University Credit Union, we offer simple, honest, credit cards with competitive rates. You won't find any default rates, hidden fees, or other gimmicks here; just great value and superior customer service. You'll have peace of mind and save money with a member-friendly credit card from HUECU.

Not yet a member? Join HUECU!


HUECU Platinum Rewards

HUECU Platinum

HUECU Platinum Rewards MasterCard HUECU Platinum MasterCard
  • Earn 500 bonus points on your first purchase
  • 3% cash back on gas
  • 2% cash back on groceries
  • 1% cash back on everything else
  • No annual fee
  • Terms and Conditions

Bonus points awarded on the first $1,500 spent in bonus categories (combined) during each quarter.

All HUECU credit cards feature:

  • Design Your Own Card
  • 3.99% Intro APR for balance transfers1
  • 25 day grace period
  • No cash advance fees
  • No balance transfer fees

Safe and Secure Online Shopping

MasterCard® SecureCode™MasterCard SecureCode is a simple and secure way to pay at thousands of online stores. A private code known only to you and HUECU, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers. Best of all -- it's completely free.

Click here to register for MasterCard SecureCode

In addition to being the low-cost option for credit cards, HUECU is also the most convenient. As a member, you can make instantaneous payments to your card, directly from your Credit Union savings or checking accounts, through online banking, over the phone, or by walking into any of our branch locations.

Apply today!  You can apply online or come in to any one of our branches.  You can also call (617) 495-4460 or email for more information about this or any of our other services. Click here to see current rates.


1. First year consists of the first 12 billing cycles.
2. The Annual Percentage Rate will be calculated by adding some margin (dependent on credit worthiness) plus the prime rate as published in the Wall Street Journal on the last Thursday of every month.
3. Click here to view the credit card agreement and rewards program details.