Ensuring a Smooth Move

Americans rate moving the third most stressful life event after death and divorce. Fortunately, the Internet has hundreds of sites to help you plan, research, budget, and shop for moving day. Many even offer huge discounts you can't find elsewhere.

A good place to start is with an all-purpose moving site like move.com or imove.com that provides planners, budgeting tools, links to jobs, and information about schools. To find a trustworthy carrier, the Better Business Bureau (BBB) recommends getting at least one in-home visual estimate--in writing. Find out what services that estimate covers, and ask about the company's insurance and workers' compensation.

Also check with your state Department of Transportation, local BBB, and the American Moving and Storage Association to ensure the companies are in good standing.

Remember that while you're canceling your phone, cable, gas, electric, and so on, you don't have to cancel your credit union membership. Once you're a member of Harvard University Credit Union, you're always a member. With direct deposit, Internet banking, and 24-hour access, Harvard Credit Union makes continuing your credit union membership easy.