Use your HUECU savings to secure funds for today, without sacrificing what you’ve saved for tomorrow.

How It Works

  • Great way to establish, or re-establish good credit
  • Use funds for practically any purpose
  • $25,000 maximum borrowing amount
  • Your savings is released as you pay off your loan balance
  • Plus, you still earn interest on your account!

Share Savings Secured Loan

  • Secured by your funds in an HUECU Share Savings account
  • Low fixed interest rate of 6.99% APR1
  • Terms up to 60 months

CD Secured Loan

  • Secured by your funds in an HUECU Certificate of Deposit
  • Low fixed interest rate of 2% above certificate or 6.99% APR, whichever is higher
  • Terms up to the maturity of your certificate of deposit

1. Annual Percentage Rate. Rates and terms are subject to change without notice. Subject to Credit Approval.

Loan Example: $1,000.00 loan at 6.99% for 60 months. Monthly payment is $19.80 with total finance charges of $187.79 and total repayment of $1,187.79.