It’s your first home, but it’s not our first mortgage.
HUECU is here to help you through every stage of the process.
First-Time Home Buyers Benefits
- FREE First-Time Homebuyer Workshops
- .125% rate discount
- $300 credit towards closing costs
- Discounted attorney fees
- FREE Pre-Approval
How Much Can You Borrow?
The first step of buying a home is mortgage pre-qualification. When you are pre-qualified for a mortgage, our staff will discuss your needs to help determine how much you may be eligible to borrow prior to submitting a mortgage application.
A pre-approval is one step further than prequalification and requires additional documentation. With a pre-approval, we will provide a letter which tells sellers and real estate agents that you are financially prepared to negotiate a purchase. Pre-approvals are valid for 90 days.
Not sure where to start?
Try out some calculations below to see different mortgage options and find one that is right for your budget.