Dismiss
Holiday Closure: HUECU branches and support center will be closed Monday, February 18 in observance of Presidents’ Day

We’ll  get you home.

HomeReady™ is a mortgage product designed for creditworthy, low-to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities.

This product features:

  • As low as 3% down payment
    • Up to 97% loan-to-value (LTV) financing for home purchases.
  • Use flexible sources of funds for down payment and closing costs.
    • Roommates and relatives may help qualify even if they are not included on the mortgage.
    • Co-borrowers are not required to live in the home, so relatives or other individuals may assists with the home purchase.
  • Single family homes, condominiums, 2 – 4 family homes
    • Purchases must be primary residence only.
  • Framework® Homeownership course prepares you for sustainable homeownership
Cookie Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site.

  • __stid
  • pxcelBcnLcy
  • pxcelPage_c010

We track anonymized user information to improve our website.
  • __hssc
  • __hssrc
  • __hstc
  • hubspotutk

We track anonymized user information to improve our website.
  • _ga
  • _gid
  • _gat

We use Google Tag Manager to monitor our traffic and to help us AB test new features.

Decline all Services
Accept all Services