How lenders use FICO® Scores

How do the 90% of top lenders in the US use FICO® Scores? They use them in a number of ways that matter to you. Watch this video to learn how lenders use FICO® Scores to help determine your credit health and make lending decisions.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Harvard University Employees Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Harvard University Employees Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

Cookie Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies allow us to count visits and traffic sources, so we can measure and improve the performance of our site.

  • __stid
  • pxcelBcnLcy
  • pxcelPage_c010

We track anonymized user information to improve our website.
  • __hssc
  • __hssrc
  • __hstc
  • hubspotutk

We track anonymized user information to improve our website.
  • _ga
  • _gid
  • _gat

We use Google Tag Manager to monitor our traffic and to help us AB test new features.

Decline all Services
Accept all Services