HUECU offers consumer friendly credit cards with no gimmicks or hidden fees.

Take advantage of great rates and simple terms with an HUECU credit card. Unlike the big banks, our cards won’t surprise you with hidden fees or high default rates. You’ll also find exceptional cardholder benefits like discounted rates on balance transfers and a generous cash back rewards program.

In addition to being the low cost option for credit cards, HUECU is also the most convenient. As a member, you can make instantaneous payments to your card, directly from your Credit Union checking or savings accounts, through online banking, mobile banking, or at any of our branch locations.

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Why go with an HUECU credit card?

Say Goodbye to Common Fees

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No default rates
  • No inactivity fee
  • No over-limit fee

Free Access to your FICO® Score

Your credit score is an important factor in understanding your overall financial health. With a credit card from HUECU, you’ll get free access to your FICO® Score on your monthly statement and within online banking.

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Card Activity Alerts

Receive notifications via text message or email to help monitor your accounts and prevent fraudulent activity.

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Exclusive Benefits with Your HUECU Mastercard

Your HUECU credit card features extra perks and benefits, including travel insurance, fraud protection, and global service.

Interested in a more rewarding experience?

Earn Cash Back with Platinum Rewards

How does it work? It’s simple. You’ll earn 1% cash back on everything you buy plus bonus points for gas and groceries.

3X

Cash Back

Gas 3

2X

Cash Back

Groceries 3

 

1X

Cash Back

Purchases 3

 

New Card Activation Bonus

When you spend $500 within the first 90 days on your new Platinum Rewards Card, you will automatically be rewarded with 10,000 bonus points!

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Transfer your balance to a new Platinum Rewards Card and take advantage of a 1.99% Intro APR for 12 months with NO balance transfer fees!

Benefit From Extra Options

EMV CHIP CARDS

The enhanced security of EMV chip technology adds layers of protection against fraud and is virtually impossible to duplicate, making an already safe payment system even more secure.

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MasterCard SecureCode

MasterCard® SecureCode™ is a simple and secure way to pay at thousands of online stores. With a private code known only to you, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers. Best of all — it’s completely free.

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Design Your Own Card

Personalize your credit card and show your individuality every time you swipe your card. You can upload a personal photo from your computer or pick a favorite image from our image library.

Every Harvard University Credit Union member gets the first design free and it’s as easy as pointing and clicking. Your Image. Your Card.

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NOTE: If your credit card is lost or stolen, you must call 1-800-449-7728 to report it. If calling from outside the U.S. you must call collect to 1-314-542-7111.

 

1. The Annual Percentage Rate will be calculated by adding a margin (dependent on credit worthiness) plus the prime rate as published in the Wall Street Journal on the last Thursday of every month.
2. First year for Rate consists of the first 12 billing cycles. Balance Transfers must be done in the first 90 days of new card membership to receive the introductory period  APR.
3. Bonus points awarded on the first $1,500 spent in bonus categories (combined) during each quarter.

Subject to credit approval.