Find out which checking account is best for you.

Crimson Elite

Open an Account

Free ATMs

  • Unlimited HUECU per month
  • Unlimited Non-HUECU per month

ATM Surcharges Refunded9

  • $50 per month

Monthly Fee1

  • $20 waived with:
    Minimum Balance3 of $5k in Checking OR $10k in Total Deposits

Earns Interest

E-Statements Available

Additional Perks

  • $300 Mortgage Closing Credit4
  • 2,500 bonus points on a new
    Platinum Rewards MasterCard®
  • Discounted rates on Auto or Personal loans with Auto-pay5
  • Bonus rates on CDs
  • One-time add-on to CDs6
  • Unlimited free checks7

Open an Account

Crimson Advantage

Open an Account

Free ATMs

  • Unlimited HUECU per month
  • 10 Non-HUECU per month

ATM Surcharges Refunded9

  • $20 per month

Monthly Fee1

  • $10 waived with:
    Direct Deposit2 & Minimum Balance3 of $1,500 in Checking OR $10k in Loans + Deposits

Non-interest bearing

E-Statements Required

Additional Perks

  • $100 Mortgage Closing Credit4
  • 1,500 bonus points on a new
    Platinum Rewards MasterCard®
  • Discounted rates on Auto or Personal loans with Auto-pay5
  • Free first order of checks7

Open an Account

Crimson Essentials

Open an Account

Free ATMs

  • Unlimited HUECU per month
  • 5 Non-HUECU per month

ATM Surcharges Refunded9

  • $10 per month
    with 10 debit card purchases

Monthly Fee1

  • $5 waived with:
    Direct Deposit2 OR 10 debit card purchases

Non-interest bearing

E-Statements Required

Additional Perks

  • 1,500 bonus points on a new
    Platinum Rewards MasterCard®
  • Discounted rates on Auto or Personal loans with Auto-pay5
  • Free first order of checks7

Open an Account

Other Checking Options

Basic Checking

Looking for a bare-bones checking option?  Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.

Open an Account

College Life Account

Attention Harvard Undergrads: If you’re looking for the best student banking experience, the HUECU College Life Account features is the best choice for your undergraduate education and beyond .

Learn More

Varsity Life Account

The Varsity Life Account is free checking account designed specifically for members ages 13-17. Teach your teen valuable financial skills and help them build a strong foundation for the future.

Learn More


 

Unrestricted Access

All HUECU checking accounts include these other great options for convenient access to your account.

Online Banking

Checking Online Banking Computer Icon

Comprehensive tools for managing your financial life on your schedule.

Learn more

Mobile Check Deposit

Checking Mobile payments Smartphone Icon

Deposit checks when you’re on the go, directly from your phone.

Learn more

E-Statements

Checking E-statement Icon

The more convenient, eco-friendly option for accessing your statements.

Learn more

Debit MasterCard®

Checking Debit Credit Cards Icon

Get valuable information about your HUECU Debit MasterCard®.

Learn More


 

1. Fees will be waived until the end of the first full calendar month after account opening.
2. Direct Deposit determined by a single $200 incoming ACH within the month.
3. Minimum Balance calculated as daily average.
4. Closing Credit cannot be combined with any other offer including First-Time Home Buyer Credit or any other closing cost program offer.
5. Loan rate discount only available at time of application and will be .25% off of the qualified Annual Percentage Rate.
6. One-time add-on cannot exceed original purchase amount.
7. Free checks include standard check designs. Other designs available at additional cost.
8. Basic account is not a Crimson Checking and does not qualify for ATM benefits.
9. ATM surcharge refunds only apply to ATM’s located in the United States. For Crimson Essentials, the 10 debit card purchases must take place within the statement cycle period.