Find out which checking account is best for you.

Crimson Elite

Open an Account

Free ATMs

  • Unlimited HUECU per month
  • Unlimited Non-HUECU per month

ATM Surcharges Refunded9

  • $50 per month

Monthly Fee1

  • $20 waived with:
    Minimum Balance3 of $5k in Checking OR $10k in Total Deposits

Earns Interest

E-Statements Available

Additional Perks

  • $300 Mortgage Closing Credit4
  • 2,500 bonus points on a new
    Platinum Rewards MasterCard®
  • Discounted rates on Auto or Personal loans with Auto-pay5
  • Bonus rates on CDs
  • One-time add-on to CDs6
  • Unlimited free checks7

Open an Account

Crimson Advantage

Open an Account

Free ATMs

  • Unlimited HUECU per month
  • 10 Non-HUECU per month

ATM Surcharges Refunded9

  • $20 per month

Monthly Fee1

  • $10 waived with:
    Direct Deposit2 & Minimum Balance3 of $1,500 in Checking OR $10k in Loans + Deposits

Non-interest bearing

E-Statements Required

Additional Perks

  • $100 Mortgage Closing Credit4
  • 1,500 bonus points on a new
    Platinum Rewards MasterCard®
  • Discounted rates on Auto or Personal loans with Auto-pay5
  • Free first order of checks7

Open an Account

Crimson Essentials

Open an Account

Free ATMs

  • Unlimited HUECU per month
  • 5 Non-HUECU per month

ATM Surcharges Refunded9

  • $10 per month
    with 10 debit card purchases

Monthly Fee1

  • $5 waived with:
    Direct Deposit2 OR 10 debit card purchases

Non-interest bearing

E-Statements Required

Additional Perks

  • 1,500 bonus points on a new
    Platinum Rewards MasterCard®
  • Discounted rates on Auto or Personal loans with Auto-pay5
  • Free first order of checks7

Open an Account

Other Checking Options

Basic Checking

Looking for a bare-bones checking option?  Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.

Open an Account

College Life Account

Attention Harvard Undergrads: If you’re looking for the best student banking experience, the HUECU College Life Account features is the best choice for your undergraduate education and beyond .

Learn More

Varsity Life Account

The Varsity Life Account is free checking account designed specifically for members ages 13-17. Teach your teen valuable financial skills and help them build a strong foundation for the future.

Learn More


 

Unrestricted Access

All HUECU checking accounts include these other great options for convenient access to your account.

Online Banking

online-banking_hub2

Comprehensive tools for managing your financial life on your schedule.

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Mobile Check Deposit

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Deposit checks when you’re on the go, directly from your phone.

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E-Statements

e-statements_hub

The more convenient, eco-friendly option for accessing your statements.

Learn more

Debit MasterCard®

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Get valuable information about your HUECU Debit MasterCard®.

Learn More


 

1. Fees will be waived until the end of the first full calendar month after account opening.
2. Direct Deposit determined by a single $200 incoming ACH within the month.
3. Minimum Balance calculated as daily average.
4. Closing Credit cannot be combined with any other offer including First-Time Home Buyer Credit.
5. Loan rate discount only available at time of application and will be .25% off of the qualified Annual Percentage Rate.
6. One-time add-on cannot exceed original purchase amount.
7. Free checks include standard check designs. Other designs available at additional cost.
8. Basic account is not a Crimson Checking and does not qualify for ATM benefits.
9. ATM surcharge refunds only apply to ATM’s located in the United States.