Already got a loan somewhere else? No problem!

Whether you got your loan last week or last year, you could still save serious money by refinancing it at the Credit Union.

Apply Now Check Rates 


Find Out How Much You Can Save

  • Same Low Rates on New or Used Vehicles
  • No Application Fees or Prepayment Penalties
  • 110% Financing2
  • Quick and Easy Process
  • Flexible Terms up to 72 Months3
  • Remote Loan Closings
  • Motorcycle, Boat and RV Loans available
  • Option to defer payments for 60 days4

Member Discounts

  • Auto-Pay Discount: ¼% off for Automatic Payment from an HUECU Crimson Checking Account
  • Green Discount: ¼% off for purchasing an eco-friendly vehicle1

1. Gas mileage data used is based on the Official EPA MPG as stated on
2. Certain credit restrictions apply for this program. In order to keep our rates competitive we do not refinance our own auto loans.
3. Auto Loan Example: $20,000.00 at 3.49% for 48 months. Monthly payment is $446.58 with total finance charges of $1,457.93 and total repayment of $21,457.93.
Motorcycle Example: $20,000.00  at 3.99% for 72 months.  Monthly payment: $312.61. Total Finance charge: $2,523.54 Total repayment: $22,523.54.
4. No Payment for 60 Days – Qualifying members may select to defer their first payment for 60 days from the loan funding date. Interest will accrue during deferral period and this offer is subject to credit union approval. This is optional, you may start paying your loan off right away. This option is only for automobiles.

Subject to credit approval.