Already got a loan somewhere else? No problem!

Whether you got your loan last week or last year, you could still save serious money by refinancing it at the Credit Union.

Apply Now Check Rates 

HUECU Auto Loans

Features & Benefits

  • Same Low Rates on New or Used Vehicles
  • No Application Fees or Prepayment Penalties
  • 110% Financing2
  • Quick and Easy Process
  • Flexible Terms up to 72 Months3
  • Remote Loan Closings
  • Motorcycle, Boat and RV Loans available
  • Option to defer payments for 60 days4

Member Discounts

  • Auto-Pay Discount: ¼% off for Automatic Payment from an HUECU Crimson Checking Account
  • Green Discount: ¼% off for purchasing an eco-friendly vehicle1

Find Out How Much You Can Save

Simply provide some basic information about your current loan in the form below and we’ll either let you know how we can help or congratulate you on the great deal you already have! It takes about 2 minutes to complete the request and we’ll get started on your review right away.

Once you decide to move ahead with refinancing your loan, just complete our simple online application. We’ll take care of the rest and let you know as soon as it’s done!

You can also call us at (617) 495-4460 to submit your request over the phone, or visit any one of our branches.

  • I authorize HUECU to obtain a copy of my credit report for the purpose of verification of stated financial information pertaining to refinancing my auto loan.


1. Gas mileage data used is based on the Official EPA MPG as stated on
2. Certain credit restrictions apply for this program. In order to keep our rates competitive we do not refinance our own auto loans.
3. Loan Example: $20,000.00 at 2.99% for 72 months. Monthly payment is $303.08 with total finance charges of $1,870.04 and total repayment of $21,870.04.
4. No Payment for 60 Days – Qualifying members may select to defer their first payment for 60 days from the loan funding date. Interest will accrue during deferral period and this offer is subject to credit union approval. This is optional, you may start paying your loan off right away. This option is only for automobiles.

Subject to credit approval.