Our Vision

Harvard University Employees Credit Union aspires to be a trusted partner in our members’ financial lives. We add value to membership by offering the best possible price, the highest quality personal service, and sincere, sound advice.

The Credit Union seeks to be known as a community leader and to deepen its long standing commitment to housing issues, green initiatives, financial literacy and access to credit for low and moderate income borrowers.

The Credit Union works toward transformational growth and change without relinquishing the core values we hold today. We are a not-for-profit cooperative which exists solely for the best interest of our members. We value integrity and responsibility in all of our actions. We strive to enhance our communities and create solutions for social, environmental and economic issues.

The Harvard University Credit Union Difference

 

Each credit union is owned by its members and is a not-for-profit, cooperative financial institution. Members combine their savings to create a pool of funds from which other members can borrow. Unlike banks, credit unions do not have stock holders. The income earned on loans, investments and fees is returned to members in the form of higher savings rates, lower loan rates and additional products and services. Funds on deposit at a credit union are federally insured by the National Credit Union Association (NCUA) an agency of the U.S. government. Individual Retirement Accounts (IRAs) are insured separately.

As a member of the credit union, you are encouraged to attend the annual meeting. At the annual meeting you may vote to elect a volunteer board of directors who oversee the credit union's operations. Each member receives one vote regardless of their account balance as long as the minimum balance is maintained in the primary savings account.