Account |
Crimson Checking |
Direct Checking |
Free Checking |
Interest
Paid
|
YES with
average daily balance of $1,500 or more
|
YES with
average
daily balance of
$500 or more
|
NO |
|
|
|
|
Monthly
Fee
|
FREE
with a daily balance of $1,500 or a combined loan/deposit
balance of $10,000 or more otherwise a $10 monthly fee
is assessed |
FREE with direct deposit of paycheck;
$5 fee without direct deposit of net pay |
NO |
|
|
|
|
Other ATM Withdrawals* |
Unlimited – FREE |
8 FREE
per month then $1.25 per
occurrence
|
Per occurrence
fee $1.25 |
|
|
|
|
Debit
Card |
FREE
|
FREE |
FREE |
|
|
|
|
First
Order
of Image Checks |
FREE |
FREE |
FREE |
|
|
|
|
E-Statements |
FREE
|
FREE |
FREE |
|
|
|
|
Online
Bill Pay |
FREE |
FREE |
FREE |
|
|
|
|
Internet
Banking |
FREE |
FREE |
FREE |
|
|
|
|
Certificate
Enhancements
(1 time add-on
feature & 10 day rate guarantee) |
YES
|
NO |
NO |
|
|
|
|
REDUCED
Rate
on VISA® Gold
Credit Card |
YES
|
NO |
NO |
|
|
|
|
REDUCED Rate on
Consumer Loans** |
YES with
direct deposit of
your net pay to your HUECU checking account |
YES with
direct deposit of
your net pay to your HUECU checking account |
YES with
direct deposit of
your net pay to your HUECU checking account |
|
|
|
|
REDUCED Rate on
Home Equity
Line of Credit*** |
YES
|
NO |
NO |
|
|
|
|
Checking Reserve
Line of Credit
Available |
YES to qualifying members
Ask MSR for details
|
YES to qualifying members
Ask MSR for details
|
YES to qualifying members
Ask MSR for details
|
|
|
|
|
Overdraft from
Savings Available |
YES
|
YES
|
YES
|
*ATM Programs
Use these ATMs for surcharge-free withdrawals.
www.sum-atm.com
and
Presto!® at Publix® Supermarkets
*NYCE Shared Deposit Program www.nyce.net/
ATMs accept deposits to your credit union accounts.
**Consumer loan includes: auto, personal, debt consolidation, home improvement
and boat/RV loans.
***Reduced Rate does not apply to Interest-Only Home Equity Lines of Credit.
Checking Account Switch Kit.
|
