| |
| Savings
Rates |
Current Dividend Rates -
Effective July 1, 2008 |
| Current Savings
Rates |
| Product |
Minimum
Opening Balance |
Dividend Rate
|
APY* |
| Share Savings |
$25.00 |
0.50% |
0.50% |
| Direct Checking and Sixty+ Checking |
$50.00 |
0.25% |
0.25% ** |
| Crimson Checking |
$1,500.00 |
0.25% |
0.25% ** |
Money Market
Savings Account |
$1,500.00 |
Over $100,000 = 2.50%
$50,000 - $99,999.99 = 2.25%
$25,000 - $49,999.99 = 2.00%
$5,000 - $24,999.99 = 1.75%
$1,500 - $4,999.99 = 1.50%
Less than $1,500 = 0.50% |
2.52%
2.27%
2.01%
1.76%
1.51%
0.50% |
IRA /Roth IRA/
Coverdell ESA Shares |
$1.00 |
0.75% |
0.75% |
Rates on the above accounts may change after
an account is opened. $10.00 minimum balance is required
to earn APY* on above accounts except Checking Accounts.
A minimum average balance of $500 is required to earn the
above APY* on Direct Checking Accounts.A minimum average
balance of $1,500 is required to earn the above APY* on Crimson
Checking Accounts.
** Fees, if any, charged on these accounts may reduce earnings. |
Fixed Terms
Special Occasion (Club) Accounts |
| Product |
Minimum
Opening Balance |
Dividend
Rate
(based on a $10.00
minimum daily balance) |
APY* |
Holiday
Club
From 11/1/2007 to 10/31/2008 |
$1.00 |
0.75% |
0.75% |
Vacation
Club
From 5/1/2008 to 4/30/2009 |
$1.00 |
0.75% |
0.75% |
| Term
Share Certificates |
| Product |
Minimum
Opening Balance |
Dividend
Rate |
APY* |
| 6
Month Certificate** |
$1,000.00 |
2.25% |
2.27% |
| 9
Month Certificate** |
$1,000.00 |
2.40% |
2.42% |
| 12
Month Certificate** |
$1,000.00 |
2.50% |
2.52% |
| 24
Month Certificate** |
$1,000.00 |
2.75% |
2.78% |
| 36
Month Certificate** |
$1,000.00 |
3.00% |
3.04% |
| 60
Month Certificate** |
$1,000.00 |
3.25% |
3.29% |
IRA
/Roth /Coverdell ESA
18 Month Certificate** |
$1,000.00 |
3.00% |
3.04% |
IRA
/Roth /Coverdell ESA
36 Month Certificate** |
$1,000.00 |
3.50% |
3.55% |
IRA
/Roth /Coverdell ESA
60 Month Certificate** |
$1,000.00 |
3.75% |
3.81% |
| **
Early withdrawal penalties will be imposed. The APY* assumes principal
and interest remain on deposit until maturity. A withdrawal will
reduce earnings. |
*
Annual Percentage Yield
IMPORTANT
NOTES:
Share
Savings & Money Market Savings
Accounts |
A
maximum of $500.00 in cash can be
withdrawn per day. Check and cash withdrawals
can be made at the same time. Regulatory
limitations on third party transfers apply. |
| Checking
Accounts |
Cash
can be withdrawn from a branch by presenting
a valid identification. It is not necessary
to use a check to make a cash withdrawal. |
| Club
Accounts |
Withdrawals
are not permitted. |
| Term
Share Certificates |
Deposits
are not permitted after the initial deposit.
Withdrawals may be permitted but the early
withdrawal penalty will be assessed. |
| I.R.A.
Accounts |
Deposits
and withdrawals to an Individual Retirement
Account (I.R.A.) are governed by the custodial
agreement and I.R.S. regulations regarding
I.R.A.s. |
For
more information please contact our Member Services
Department at (617) 495-4460
HUECU is an equal opportunity lender. By state
law, all applications for loans must be in writing.
Other stipulations may apply. All rates
are subject to change without notice . |
