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Home Buying

Harvard University Employees Credit Union offers a selection of Fixed Rate and ARM (Adjustable Rate Mortgage) products to meet most of the financing needs of our membership. With amortization periods of 10 to 30 years and loan amounts of up to $1,000,000.00 we are able to assist our membership with their home buying and refinancing requirements.

Listed below are several links that can assist the prospective homebuyer through the process.

1. www.fanniemaefoundation.org

This site offers an array of booklets specifically geared to the First Time Homebuyer.

Simply click on "Free Home Buying Guides" to see the information that is available. These guides are available in several languages.

2. www.fanniemae.com/homebuyers

This site offers valuable information to anyone seeking information regarding the mortgage process.

Scroll down the page until you come to the section in the left hand column titled "For Homebuyers and Homeowners".

Click on "Homepath" and you will find valuable information on Becoming a Homebuyer

Under "Resources" you will find valuable links to Checklists, Tip Sheets and Worksheets

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Ordering Your Credit Report

Massachusetts Residents are entitled to one free copy of your credit report per calendar year, even if you were not denied credit. Consider requesting a copy every year to ensure your report is without errors.

To obtain a copy of your credit report contact: Experian National Consumer Assistance Center
1-888-397-3742

For a small fee you can obtain a copy of your report on-line at

Other available bureaus:

Equifax

TransUnion

Consumer Assistance links:

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Purchase Savings Bonds Online

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Protecting Your Identity

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Buying a car

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