Home Equity Loans

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Your home is more than a house, so start using your home equity to your advantage. At Harvard University Credit Union we offer various home equity loan options to fit your needs.  Our lending experts will help you decide which program is right for you.  And at HUECU the process is quick and easy, so you can put your equity to work right away!

We've helped thousands of members tap into their home equity for a variety of purposes including:

• Home improvements
• Debt consolidation
• Auto buying
• Mortgage pay-off
• College tuition
• Vacation
• Paying for major life events

Our Home Equity Programs:

Home Equity Lines of Credit

• No Annual Fee
• Rate is prime + 0% APR* for the life of the line**
• 10 year draw period, 5 year repayment
• Credit lines up to $125,000
• Borrow up to 80% of the equity in your home
• Advances can be made via checks, balance transfers, in person, and over the phone
• Interest-only option available
• Floor rate of 4.00% APR*

Fixed Home Equity Loans

• Low fixed rate
• No annual fee
• No pre-payment penalties
• Various terms available
• Fixed monthly payment
• No closing costs
• Credit lines up to $100,000
• Borrow up to 80% of the equity in your home

Apply Today!  You can apply online or come in to any one of our branches.  You can also call 617-495-4460 or email us for more information about this or any of our other services. Click here to see the current rates.


* Annual Percentage Rate (APR).
** Rate adjusted monthly according to Prime Lending Rate as published in the Wall Street Journal.