Checking Options

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You'll get everything you need to manage your everyday finances with the convenience of an HUECU Checking account. Our checking products are simple and easy to use. We strive to provide the best value in checking accounts with the lowest fees around, and convenient access to your money.  

All of our checking accounts feature:

  • Free ATM Withdrawals at any HUECU ATMs and ATMs on the SUM program
  • Free PayPass Debit MasterCard® with PayPass™
  • Free Online Banking and Bill Paying
  • Free Call24 Telephone Banking
  • Free Electronic Statements
  • Free first order of checks
  • Direct Deposit
  • Reduced rates on Consumer Loans
  • Optional Overdraft Protection

Our Checking Accounts:

Direct Checking

  • No-Monthly Fee with Direct Deposit*
  • No Minimum Balance
  • 8 Free foreign ATM transactions per month****

Crimson Checking

  • Interest bearing account**
  • No Monthly Fee with a $1,500 AverageDaily Balance or $10,000 combined deposit and loan balances***
  • Unlimited Free ATM and Debit Card Transactions
  • Preferred rate on VISA Gold Credit Card
  • Reduced rates on Home Equity Lines of Credit

Free Checking

  • No Monthly Fee
  • No Minimum Balance

Sixty+ Checking

  • Available to members over the age of 60
  • Interest bearing account**
  • No-Monthly Fee with Direct Deposit*
  • Additional .50% on all Share Certificates
  • Unlimited Free ATM and Debit Card Transactions
  • Click here for more info on the Sixty+ Account


Open a Checking Account Today!
  You can apply online or come in to any one of our branches.  You can also call 617-495-4460 or email us for more information about this or any of our other services. Click here to see current rates.



* Without direct deposit on a Direct or Sixty+ Checking, a maintenance fee will apply.
** Average daily balance of $1,500 required to earn interest on a Crimson Checking.
*** Without an average daily balance of $1,500 on a Crimson Checking or $10,000 combined loan and deposit balance, a maintenance fee will apply.
**** Above the 8 free ATM on a Direct Checking, a $1.25 per occurrence fee will apply.